Survival Thriftiness

Survival Thriftiness Part 2 Episode 108

Survival Thriftiness
Survival Thriftiness

 

Survival Thriftiness

 

This week we have part 2 of our Survival Thriftiness series. We start out this week with a few ways to save money while traveling.

Mike talks about folding bikes to get around. They pack up small and can get you around town. To save money on hotels I mention couch surfing. Many people are willing to let you crash on their couch.  To me the least important part of traveling is where I sleep.  To this I also will find rest stops near my destination and just sleep in my car.

Mike begins the discussion on paper over plastic. Why you can save tons of money by using cash over a debit or credit card. You can see the money going away and will hesitate spending it more than with cards.

To add to using cash I mention the envelope system. It is a way to save money while ensuring bills are paid. I heard about it from some tiny housers. I used it to help save for my tiny house and to pay off my debt. I found a link to explain it much better. I will be implementing it soon and will follow up.

Have some money saving tips? Share them in the comments below. Let us know how you are saving cash and getting deals.

Want to hear yourself on the podcast? Call in with your questions at (615) 657-9104 and leave us a voice mail.

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Survival Thriftiness

Survival Thriftiness Part 1 Episode 107

 

 

Survival Thriftiness
Survival Thriftiness

Survival Thriftiness

This week Mike and I discuss Survival Thriftiness. This is the first part in a two part series. In today’s podcast we talk about how to save money in the following categories. Reducing Bills, Food and Household goods.  As usual we got long winded and ran long.

A good method that we both have used is to call a service provider and haggle with them to lower your bill. If they can’t lower it you can often get incentives to stay. If they still can’t do anything for you many of their competitors will offer you a lower bill to switch. Loyalty is only good in friends and family.

We talk about buying food only when it is marked down. Making often expensive meats very affordable. I have found that local stores tend to have the best mark downs. The large box stores have pitiful price reductions. The same goes for produce. One local store often has expensive salad mixes marked down below a dollar.

When it comes to household cleaners making your own can save you a ton.

We talk about all that and much more.

 

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The Lost Art Of Being Cheap

I was talking with a friend recently about our thrifty natures. She was talking about how frugal her Dad was, even more than me, and how it had rubbed of on her. I grew up fairly poor and being thrifty was just a way of life. I never really got out of that practice even now that I make decent money. I’ve mostly avoided debt throughout my life with the exception of my current car, which I am trying to get paid off quickly, and I will never buy a new car again. Other than that I try to save a few pennies where I can. Not that I never spend money I just would rather choose what I spend it on. Lets get down to a few tips and tricks.

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Money Savings

Want To Save a Grand!

Last night at work I was playing on the Survivalpunk twitter account and saw a link to an article that looked interesting. The article was Saving mad money on car insurance! I’m a big fan of saving money so I greedily read this article. The article was short and sweet, very direct and full of tips. I’ve read this guys blog o occasion but after this I’m going to dig into it. I’m a cheap guy and I am working on becoming even cheaper. Let me share with you how I shaved $948 annually on my car insurance.

Money Savings
From 401(K) 2012 on Flckr

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Baking in the Bathroom – Baking Soda and Vinegar

 

Jessica Mullen Flickr

I have a natural inclination towards all things homemade and “green” which has really blossomed since I’ve become an adult, and
even more recently, started a family. I enjoying trying new recipes and finding substitutes for staples around the house.
The easiest way to make cleaning products and toiletries more natural and much cheaper is to pull from your kitchen. Who
needs Comet when you have baking soda? Spa products are easy to make with a few simple staples. You will save money, save
space, and save the world! by spending a little time making these things at home.

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